Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,122$13,464 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Polk County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Polk County, TX
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $849 | $10,188 | $33,960 | $16.33/hr |
| 1-Bedroom Apartment | $855 | $10,260 | $34,200 | $16.44/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,122 | $13,464 | $44,880 | $21.58/hr |
| 3-Bedroom Home | $1,345 | $16,140 | $53,800 | $25.87/hr |
| 4-Bedroom Home | $1,651 | $19,812 | $66,040 | $31.75/hr |
See comprehensive cost of living profile for Polk County, TX →
Explore Related Regional Profiles
Connect housing costs with earnings, taxes, and price levels across Texas:
Frequently Asked Questions About Rent in Polk County, TX
What is the Fair Market Rent for a 2-bedroom in Polk County, TX?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Polk County, TX is $1,122 per month ($13,464 per year).
What hourly wage is needed to afford rent in Polk County, TX?
To comfortably afford a 2-bedroom apartment at $1,122/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.58 per hour ($44,880/year).
What are the HUD Fair Market Rents by bedroom count in Polk County, TX?
Official 2026 HUD rents in Polk County, TX are: Studio: $849/mo, 1-Bedroom: $855/mo, 2-Bedroom: $1,122/mo, 3-Bedroom: $1,345/mo, and 4-Bedroom: $1,651/mo.
How do HUD Fair Market Rents compare to local incomes in Polk County, TX?
At the local Census ACS median household income of $62,259/year ($5,188/month), the benchmark 2-bedroom Fair Market Rent represents 21.6% of monthly income.
How is the 30% housing affordability standard calculated in Polk County, TX?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,122/month, the required minimum annual gross income is calculated as ($1,122 × 12) ÷ 0.30 = $44,880 per year.