Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,166$13,992 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Pender County, NC
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Pender County, NC
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,016 | $12,192 | $40,640 | $19.54/hr |
| 1-Bedroom Apartment | $1,064 | $12,768 | $42,560 | $20.46/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,166 | $13,992 | $46,640 | $22.42/hr |
| 3-Bedroom Home | $1,622 | $19,464 | $64,880 | $31.19/hr |
| 4-Bedroom Home | $1,956 | $23,472 | $78,240 | $37.62/hr |
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Frequently Asked Questions About Rent in Pender County, NC
What is the Fair Market Rent for a 2-bedroom in Pender County, NC?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Pender County, NC is $1,166 per month ($13,992 per year).
What hourly wage is needed to afford rent in Pender County, NC?
To comfortably afford a 2-bedroom apartment at $1,166/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.42 per hour ($46,640/year).
What are the HUD Fair Market Rents by bedroom count in Pender County, NC?
Official 2026 HUD rents in Pender County, NC are: Studio: $1,016/mo, 1-Bedroom: $1,064/mo, 2-Bedroom: $1,166/mo, 3-Bedroom: $1,622/mo, and 4-Bedroom: $1,956/mo.
How do HUD Fair Market Rents compare to local incomes in Pender County, NC?
At the local Census ACS median household income of $80,396/year ($6,700/month), the benchmark 2-bedroom Fair Market Rent represents 17.4% of monthly income.
How is the 30% housing affordability standard calculated in Pender County, NC?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,166/month, the required minimum annual gross income is calculated as ($1,166 × 12) ÷ 0.30 = $46,640 per year.