Rental Benchmark Overview
2-Bedroom Benchmark Rent
$2,693$32,316 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Oxnard, CA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Oxnard, CA
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,998 | $23,976 | $79,920 | $38.42/hr |
| 1-Bedroom Apartment | $2,250 | $27,000 | $90,000 | $43.27/hr |
| 2-Bedroom ApartmentStandard Benchmark | $2,693 | $32,316 | $107,720 | $51.79/hr |
| 3-Bedroom Home | $3,652 | $43,824 | $146,080 | $70.23/hr |
| 4-Bedroom Home | $4,240 | $50,880 | $169,600 | $81.54/hr |
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Frequently Asked Questions About Rent in Oxnard, CA
What is the Fair Market Rent for a 2-bedroom in Oxnard, CA?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Oxnard, CA is $2,693 per month ($32,316 per year).
What hourly wage is needed to afford rent in Oxnard, CA?
To comfortably afford a 2-bedroom apartment at $2,693/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $51.79 per hour ($107,720/year).
What are the HUD Fair Market Rents by bedroom count in Oxnard, CA?
Official 2026 HUD rents in Oxnard, CA are: Studio: $1,998/mo, 1-Bedroom: $2,250/mo, 2-Bedroom: $2,693/mo, 3-Bedroom: $3,652/mo, and 4-Bedroom: $4,240/mo.
How do HUD Fair Market Rents compare to local incomes in Oxnard, CA?
At the local Census ACS median household income of $96,212/year ($8,018/month), the benchmark 2-bedroom Fair Market Rent represents 33.6% of monthly income.
How is the 30% housing affordability standard calculated in Oxnard, CA?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $2,693/month, the required minimum annual gross income is calculated as ($2,693 × 12) ÷ 0.30 = $107,720 per year.