Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,106$13,272 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Ottawa County, OH
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Ottawa County, OH
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $807 | $9,684 | $32,280 | $15.52/hr |
| 1-Bedroom Apartment | $843 | $10,116 | $33,720 | $16.21/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,106 | $13,272 | $44,240 | $21.27/hr |
| 3-Bedroom Home | $1,326 | $15,912 | $53,040 | $25.50/hr |
| 4-Bedroom Home | $1,696 | $20,352 | $67,840 | $32.62/hr |
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Frequently Asked Questions About Rent in Ottawa County, OH
What is the Fair Market Rent for a 2-bedroom in Ottawa County, OH?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Ottawa County, OH is $1,106 per month ($13,272 per year).
What hourly wage is needed to afford rent in Ottawa County, OH?
To comfortably afford a 2-bedroom apartment at $1,106/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.27 per hour ($44,240/year).
What are the HUD Fair Market Rents by bedroom count in Ottawa County, OH?
Official 2026 HUD rents in Ottawa County, OH are: Studio: $807/mo, 1-Bedroom: $843/mo, 2-Bedroom: $1,106/mo, 3-Bedroom: $1,326/mo, and 4-Bedroom: $1,696/mo.
How do HUD Fair Market Rents compare to local incomes in Ottawa County, OH?
At the local Census ACS median household income of $76,101/year ($6,342/month), the benchmark 2-bedroom Fair Market Rent represents 17.4% of monthly income.
How is the 30% housing affordability standard calculated in Ottawa County, OH?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,106/month, the required minimum annual gross income is calculated as ($1,106 × 12) ÷ 0.30 = $44,240 per year.