Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,519$18,228 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Ottawa County, MI
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Ottawa County, MI
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,047 | $12,564 | $41,880 | $20.13/hr |
| 1-Bedroom Apartment | $1,333 | $15,996 | $53,320 | $25.63/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,519 | $18,228 | $60,760 | $29.21/hr |
| 3-Bedroom Home | $1,930 | $23,160 | $77,200 | $37.12/hr |
| 4-Bedroom Home | $2,256 | $27,072 | $90,240 | $43.38/hr |
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Frequently Asked Questions About Rent in Ottawa County, MI
What is the Fair Market Rent for a 2-bedroom in Ottawa County, MI?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Ottawa County, MI is $1,519 per month ($18,228 per year).
What hourly wage is needed to afford rent in Ottawa County, MI?
To comfortably afford a 2-bedroom apartment at $1,519/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $29.21 per hour ($60,760/year).
What are the HUD Fair Market Rents by bedroom count in Ottawa County, MI?
Official 2026 HUD rents in Ottawa County, MI are: Studio: $1,047/mo, 1-Bedroom: $1,333/mo, 2-Bedroom: $1,519/mo, 3-Bedroom: $1,930/mo, and 4-Bedroom: $2,256/mo.
How do HUD Fair Market Rents compare to local incomes in Ottawa County, MI?
At the local Census ACS median household income of $90,502/year ($7,542/month), the benchmark 2-bedroom Fair Market Rent represents 20.1% of monthly income.
How is the 30% housing affordability standard calculated in Ottawa County, MI?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,519/month, the required minimum annual gross income is calculated as ($1,519 × 12) ÷ 0.30 = $60,760 per year.