Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,149$13,788 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Oshkosh, WI
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Oshkosh, WI
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $875 | $10,500 | $35,000 | $16.83/hr |
| 1-Bedroom Apartment | $889 | $10,668 | $35,560 | $17.10/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,149 | $13,788 | $45,960 | $22.10/hr |
| 3-Bedroom Home | $1,543 | $18,516 | $61,720 | $29.67/hr |
| 4-Bedroom Home | $1,651 | $19,812 | $66,040 | $31.75/hr |
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Frequently Asked Questions About Rent in Oshkosh, WI
What is the Fair Market Rent for a 2-bedroom in Oshkosh, WI?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Oshkosh, WI is $1,149 per month ($13,788 per year).
What hourly wage is needed to afford rent in Oshkosh, WI?
To comfortably afford a 2-bedroom apartment at $1,149/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.10 per hour ($45,960/year).
What are the HUD Fair Market Rents by bedroom count in Oshkosh, WI?
Official 2026 HUD rents in Oshkosh, WI are: Studio: $875/mo, 1-Bedroom: $889/mo, 2-Bedroom: $1,149/mo, 3-Bedroom: $1,543/mo, and 4-Bedroom: $1,651/mo.
How do HUD Fair Market Rents compare to local incomes in Oshkosh, WI?
At the local Census ACS median household income of $62,188/year ($5,182/month), the benchmark 2-bedroom Fair Market Rent represents 22.2% of monthly income.
How is the 30% housing affordability standard calculated in Oshkosh, WI?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,149/month, the required minimum annual gross income is calculated as ($1,149 × 12) ÷ 0.30 = $45,960 per year.