California · HUD FY2026 Fair Market Rents

Rent in Orange County, CA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Orange County, CA is $3,236 per month ($38,832/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $62.23/hour ($129,440/year) for a full-time worker, representing 33.4% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$3,236$38,832 per year · HUD Fiscal Year 2026
Studio FMR$2,682$52/hr needed
1-Bedroom FMR$2,746$53/hr needed
Housing Wage (2-BR)$62.23per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$4,393$84/hr needed

Fair market rent & 30% rule in Orange County, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$3,236Monthly market rent
Share of gross income33.4%Recommended max: 30%
Annual income needed$129,440To meet the 30% standard
Max affordable rent$2,907At 30% of $116,289
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Orange County, CA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Orange County, CA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$2,682$32,184$107,280$51.58/hr
1-Bedroom Apartment$2,746$32,952$109,840$52.81/hr
2-Bedroom ApartmentStandard Benchmark$3,236$38,832$129,440$62.23/hr
3-Bedroom Home$4,393$52,716$175,720$84.48/hr
4-Bedroom Home$5,246$62,952$209,840$100.88/hr

See comprehensive cost of living profile for Orange County, CA →

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Frequently Asked Questions About Rent in Orange County, CA

What is the Fair Market Rent for a 2-bedroom in Orange County, CA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Orange County, CA is $3,236 per month ($38,832 per year).

What hourly wage is needed to afford rent in Orange County, CA?

To comfortably afford a 2-bedroom apartment at $3,236/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $62.23 per hour ($129,440/year).

What are the HUD Fair Market Rents by bedroom count in Orange County, CA?

Official 2026 HUD rents in Orange County, CA are: Studio: $2,682/mo, 1-Bedroom: $2,746/mo, 2-Bedroom: $3,236/mo, 3-Bedroom: $4,393/mo, and 4-Bedroom: $5,246/mo.

How do HUD Fair Market Rents compare to local incomes in Orange County, CA?

At the local Census ACS median household income of $116,289/year ($9,691/month), the benchmark 2-bedroom Fair Market Rent represents 33.4% of monthly income.

How is the 30% housing affordability standard calculated in Orange County, CA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $3,236/month, the required minimum annual gross income is calculated as ($3,236 × 12) ÷ 0.30 = $129,440 per year.