Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,172$14,064 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Oneida County, NY
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Oneida County, NY
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $899 | $10,788 | $35,960 | $17.29/hr |
| 1-Bedroom Apartment | $926 | $11,112 | $37,040 | $17.81/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,172 | $14,064 | $46,880 | $22.54/hr |
| 3-Bedroom Home | $1,405 | $16,860 | $56,200 | $27.02/hr |
| 4-Bedroom Home | $1,623 | $19,476 | $64,920 | $31.21/hr |
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Frequently Asked Questions About Rent in Oneida County, NY
What is the Fair Market Rent for a 2-bedroom in Oneida County, NY?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Oneida County, NY is $1,172 per month ($14,064 per year).
What hourly wage is needed to afford rent in Oneida County, NY?
To comfortably afford a 2-bedroom apartment at $1,172/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.54 per hour ($46,880/year).
What are the HUD Fair Market Rents by bedroom count in Oneida County, NY?
Official 2026 HUD rents in Oneida County, NY are: Studio: $899/mo, 1-Bedroom: $926/mo, 2-Bedroom: $1,172/mo, 3-Bedroom: $1,405/mo, and 4-Bedroom: $1,623/mo.
How do HUD Fair Market Rents compare to local incomes in Oneida County, NY?
At the local Census ACS median household income of $70,154/year ($5,846/month), the benchmark 2-bedroom Fair Market Rent represents 20% of monthly income.
How is the 30% housing affordability standard calculated in Oneida County, NY?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,172/month, the required minimum annual gross income is calculated as ($1,172 × 12) ÷ 0.30 = $46,880 per year.