Texas · HUD FY2026 Fair Market Rents

Rent in Oldham County, TX

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Oldham County, TX is $1,101 per month ($13,212/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $21.17/hour ($44,040/year) for a full-time worker, representing 16.5% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,101$13,212 per year · HUD Fiscal Year 2026
Studio FMR$774$15/hr needed
1-Bedroom FMR$899$17/hr needed
Housing Wage (2-BR)$21.17per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,499$29/hr needed

Fair market rent & 30% rule in Oldham County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,101Monthly market rent
Share of gross income16.5%Recommended max: 30%
Annual income needed$44,040To meet the 30% standard
Max affordable rent$1,997At 30% of $79,900
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Oldham County, TX

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Oldham County, TX
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$774$9,288$30,960$14.88/hr
1-Bedroom Apartment$899$10,788$35,960$17.29/hr
2-Bedroom ApartmentStandard Benchmark$1,101$13,212$44,040$21.17/hr
3-Bedroom Home$1,499$17,988$59,960$28.83/hr
4-Bedroom Home$1,734$20,808$69,360$33.35/hr

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Frequently Asked Questions About Rent in Oldham County, TX

What is the Fair Market Rent for a 2-bedroom in Oldham County, TX?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Oldham County, TX is $1,101 per month ($13,212 per year).

What hourly wage is needed to afford rent in Oldham County, TX?

To comfortably afford a 2-bedroom apartment at $1,101/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.17 per hour ($44,040/year).

What are the HUD Fair Market Rents by bedroom count in Oldham County, TX?

Official 2026 HUD rents in Oldham County, TX are: Studio: $774/mo, 1-Bedroom: $899/mo, 2-Bedroom: $1,101/mo, 3-Bedroom: $1,499/mo, and 4-Bedroom: $1,734/mo.

How do HUD Fair Market Rents compare to local incomes in Oldham County, TX?

At the local Census ACS median household income of $79,900/year ($6,658/month), the benchmark 2-bedroom Fair Market Rent represents 16.5% of monthly income.

How is the 30% housing affordability standard calculated in Oldham County, TX?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,101/month, the required minimum annual gross income is calculated as ($1,101 × 12) ÷ 0.30 = $44,040 per year.