Florida · HUD FY2026 Fair Market Rents

Rent in Ocala, FL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Ocala, FL is $1,373 per month ($16,476/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $26.40/hour ($54,920/year) for a full-time worker, representing 29.2% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,373$16,476 per year · HUD Fiscal Year 2026
Studio FMR$1,126$22/hr needed
1-Bedroom FMR$1,172$23/hr needed
Housing Wage (2-BR)$26.40per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,772$34/hr needed

Fair market rent & 30% rule in Ocala, FL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,373Monthly market rent
Share of gross income29.2%Recommended max: 30%
Annual income needed$54,920To meet the 30% standard
Max affordable rent$1,409At 30% of $56,376
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Ocala, FL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Ocala, FL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,126$13,512$45,040$21.65/hr
1-Bedroom Apartment$1,172$14,064$46,880$22.54/hr
2-Bedroom ApartmentStandard Benchmark$1,373$16,476$54,920$26.40/hr
3-Bedroom Home$1,772$21,264$70,880$34.08/hr
4-Bedroom Home$1,905$22,860$76,200$36.63/hr

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Frequently Asked Questions About Rent in Ocala, FL

What is the Fair Market Rent for a 2-bedroom in Ocala, FL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Ocala, FL is $1,373 per month ($16,476 per year).

What hourly wage is needed to afford rent in Ocala, FL?

To comfortably afford a 2-bedroom apartment at $1,373/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $26.40 per hour ($54,920/year).

What are the HUD Fair Market Rents by bedroom count in Ocala, FL?

Official 2026 HUD rents in Ocala, FL are: Studio: $1,126/mo, 1-Bedroom: $1,172/mo, 2-Bedroom: $1,373/mo, 3-Bedroom: $1,772/mo, and 4-Bedroom: $1,905/mo.

How do HUD Fair Market Rents compare to local incomes in Ocala, FL?

At the local Census ACS median household income of $56,376/year ($4,698/month), the benchmark 2-bedroom Fair Market Rent represents 29.2% of monthly income.

How is the 30% housing affordability standard calculated in Ocala, FL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,373/month, the required minimum annual gross income is calculated as ($1,373 × 12) ÷ 0.30 = $54,920 per year.