Arizona · HUD FY2026 Fair Market Rents

Rent in Navajo County, AZ

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Navajo County, AZ is $1,309 per month ($15,708/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $25.17/hour ($52,360/year) for a full-time worker, representing 28.8% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,309$15,708 per year · HUD Fiscal Year 2026
Studio FMR$937$18/hr needed
1-Bedroom FMR$1,026$20/hr needed
Housing Wage (2-BR)$25.17per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,622$31/hr needed

Fair market rent & 30% rule in Navajo County, AZ

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,309Monthly market rent
Share of gross income28.8%Recommended max: 30%
Annual income needed$52,360To meet the 30% standard
Max affordable rent$1,365At 30% of $54,606
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Navajo County, AZ

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Navajo County, AZ
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$937$11,244$37,480$18.02/hr
1-Bedroom Apartment$1,026$12,312$41,040$19.73/hr
2-Bedroom ApartmentStandard Benchmark$1,309$15,708$52,360$25.17/hr
3-Bedroom Home$1,622$19,464$64,880$31.19/hr
4-Bedroom Home$1,733$20,796$69,320$33.33/hr

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Frequently Asked Questions About Rent in Navajo County, AZ

What is the Fair Market Rent for a 2-bedroom in Navajo County, AZ?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Navajo County, AZ is $1,309 per month ($15,708 per year).

What hourly wage is needed to afford rent in Navajo County, AZ?

To comfortably afford a 2-bedroom apartment at $1,309/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $25.17 per hour ($52,360/year).

What are the HUD Fair Market Rents by bedroom count in Navajo County, AZ?

Official 2026 HUD rents in Navajo County, AZ are: Studio: $937/mo, 1-Bedroom: $1,026/mo, 2-Bedroom: $1,309/mo, 3-Bedroom: $1,622/mo, and 4-Bedroom: $1,733/mo.

How do HUD Fair Market Rents compare to local incomes in Navajo County, AZ?

At the local Census ACS median household income of $54,606/year ($4,551/month), the benchmark 2-bedroom Fair Market Rent represents 28.8% of monthly income.

How is the 30% housing affordability standard calculated in Navajo County, AZ?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,309/month, the required minimum annual gross income is calculated as ($1,309 × 12) ÷ 0.30 = $52,360 per year.