California · HUD FY2026 Fair Market Rents

Rent in Napa County, CA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Napa County, CA is $3,315 per month ($39,780/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $63.75/hour ($132,600/year) for a full-time worker, representing 35.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$3,315$39,780 per year · HUD Fiscal Year 2026
Studio FMR$2,286$44/hr needed
1-Bedroom FMR$2,526$49/hr needed
Housing Wage (2-BR)$63.75per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$4,222$81/hr needed

Fair market rent & 30% rule in Napa County, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$3,315Monthly market rent
Share of gross income35.7%Recommended max: 30%
Annual income needed$132,600To meet the 30% standard
Max affordable rent$2,787At 30% of $111,471
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Napa County, CA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Napa County, CA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$2,286$27,432$91,440$43.96/hr
1-Bedroom Apartment$2,526$30,312$101,040$48.58/hr
2-Bedroom ApartmentStandard Benchmark$3,315$39,780$132,600$63.75/hr
3-Bedroom Home$4,222$50,664$168,880$81.19/hr
4-Bedroom Home$4,942$59,304$197,680$95.04/hr

See comprehensive cost of living profile for Napa County, CA →

Connect housing costs with earnings, taxes, and price levels across California:

Frequently Asked Questions About Rent in Napa County, CA

What is the Fair Market Rent for a 2-bedroom in Napa County, CA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Napa County, CA is $3,315 per month ($39,780 per year).

What hourly wage is needed to afford rent in Napa County, CA?

To comfortably afford a 2-bedroom apartment at $3,315/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $63.75 per hour ($132,600/year).

What are the HUD Fair Market Rents by bedroom count in Napa County, CA?

Official 2026 HUD rents in Napa County, CA are: Studio: $2,286/mo, 1-Bedroom: $2,526/mo, 2-Bedroom: $3,315/mo, 3-Bedroom: $4,222/mo, and 4-Bedroom: $4,942/mo.

How do HUD Fair Market Rents compare to local incomes in Napa County, CA?

At the local Census ACS median household income of $111,471/year ($9,289/month), the benchmark 2-bedroom Fair Market Rent represents 35.7% of monthly income.

How is the 30% housing affordability standard calculated in Napa County, CA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $3,315/month, the required minimum annual gross income is calculated as ($3,315 × 12) ÷ 0.30 = $132,600 per year.