Rental Benchmark Overview
2-Bedroom Benchmark Rent
$3,315$39,780 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Napa, CA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Napa, CA
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $2,286 | $27,432 | $91,440 | $43.96/hr |
| 1-Bedroom Apartment | $2,526 | $30,312 | $101,040 | $48.58/hr |
| 2-Bedroom ApartmentStandard Benchmark | $3,315 | $39,780 | $132,600 | $63.75/hr |
| 3-Bedroom Home | $4,222 | $50,664 | $168,880 | $81.19/hr |
| 4-Bedroom Home | $4,942 | $59,304 | $197,680 | $95.04/hr |
Explore Related Regional Profiles
Connect housing costs with earnings, taxes, and price levels across California:
Frequently Asked Questions About Rent in Napa, CA
What is the Fair Market Rent for a 2-bedroom in Napa, CA?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Napa, CA is $3,315 per month ($39,780 per year).
What hourly wage is needed to afford rent in Napa, CA?
To comfortably afford a 2-bedroom apartment at $3,315/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $63.75 per hour ($132,600/year).
What are the HUD Fair Market Rents by bedroom count in Napa, CA?
Official 2026 HUD rents in Napa, CA are: Studio: $2,286/mo, 1-Bedroom: $2,526/mo, 2-Bedroom: $3,315/mo, 3-Bedroom: $4,222/mo, and 4-Bedroom: $4,942/mo.
How do HUD Fair Market Rents compare to local incomes in Napa, CA?
At the local Census ACS median household income of $105,963/year ($8,830/month), the benchmark 2-bedroom Fair Market Rent represents 37.5% of monthly income.
How is the 30% housing affordability standard calculated in Napa, CA?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $3,315/month, the required minimum annual gross income is calculated as ($3,315 × 12) ÷ 0.30 = $132,600 per year.