New York · HUD FY2026 Fair Market Rents

Rent in Monroe County, NY

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Monroe County, NY is $1,573 per month ($18,876/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $30.25/hour ($62,920/year) for a full-time worker, representing 24.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,573$18,876 per year · HUD Fiscal Year 2026
Studio FMR$1,116$21/hr needed
1-Bedroom FMR$1,256$24/hr needed
Housing Wage (2-BR)$30.25per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,895$36/hr needed

Fair market rent & 30% rule in Monroe County, NY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,573Monthly market rent
Share of gross income24.7%Recommended max: 30%
Annual income needed$62,920To meet the 30% standard
Max affordable rent$1,910At 30% of $76,382
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Monroe County, NY

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Monroe County, NY
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,116$13,392$44,640$21.46/hr
1-Bedroom Apartment$1,256$15,072$50,240$24.15/hr
2-Bedroom ApartmentStandard Benchmark$1,573$18,876$62,920$30.25/hr
3-Bedroom Home$1,895$22,740$75,800$36.44/hr
4-Bedroom Home$2,083$24,996$83,320$40.06/hr

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Frequently Asked Questions About Rent in Monroe County, NY

What is the Fair Market Rent for a 2-bedroom in Monroe County, NY?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Monroe County, NY is $1,573 per month ($18,876 per year).

What hourly wage is needed to afford rent in Monroe County, NY?

To comfortably afford a 2-bedroom apartment at $1,573/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $30.25 per hour ($62,920/year).

What are the HUD Fair Market Rents by bedroom count in Monroe County, NY?

Official 2026 HUD rents in Monroe County, NY are: Studio: $1,116/mo, 1-Bedroom: $1,256/mo, 2-Bedroom: $1,573/mo, 3-Bedroom: $1,895/mo, and 4-Bedroom: $2,083/mo.

How do HUD Fair Market Rents compare to local incomes in Monroe County, NY?

At the local Census ACS median household income of $76,382/year ($6,365/month), the benchmark 2-bedroom Fair Market Rent represents 24.7% of monthly income.

How is the 30% housing affordability standard calculated in Monroe County, NY?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,573/month, the required minimum annual gross income is calculated as ($1,573 × 12) ÷ 0.30 = $62,920 per year.