Colorado · HUD FY2026 Fair Market Rents

Rent in Moffat County, CO

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Moffat County, CO is $1,164 per month ($13,968/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $22.38/hour ($46,560/year) for a full-time worker, representing 18.9% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,164$13,968 per year · HUD Fiscal Year 2026
Studio FMR$881$17/hr needed
1-Bedroom FMR$887$17/hr needed
Housing Wage (2-BR)$22.38per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,396$27/hr needed

Fair market rent & 30% rule in Moffat County, CO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,164Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$46,560To meet the 30% standard
Max affordable rent$1,846At 30% of $73,849
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Moffat County, CO

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Moffat County, CO
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$881$10,572$35,240$16.94/hr
1-Bedroom Apartment$887$10,644$35,480$17.06/hr
2-Bedroom ApartmentStandard Benchmark$1,164$13,968$46,560$22.38/hr
3-Bedroom Home$1,396$16,752$55,840$26.85/hr
4-Bedroom Home$1,614$19,368$64,560$31.04/hr

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Frequently Asked Questions About Rent in Moffat County, CO

What is the Fair Market Rent for a 2-bedroom in Moffat County, CO?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Moffat County, CO is $1,164 per month ($13,968 per year).

What hourly wage is needed to afford rent in Moffat County, CO?

To comfortably afford a 2-bedroom apartment at $1,164/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.38 per hour ($46,560/year).

What are the HUD Fair Market Rents by bedroom count in Moffat County, CO?

Official 2026 HUD rents in Moffat County, CO are: Studio: $881/mo, 1-Bedroom: $887/mo, 2-Bedroom: $1,164/mo, 3-Bedroom: $1,396/mo, and 4-Bedroom: $1,614/mo.

How do HUD Fair Market Rents compare to local incomes in Moffat County, CO?

At the local Census ACS median household income of $73,849/year ($6,154/month), the benchmark 2-bedroom Fair Market Rent represents 18.9% of monthly income.

How is the 30% housing affordability standard calculated in Moffat County, CO?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,164/month, the required minimum annual gross income is calculated as ($1,164 × 12) ÷ 0.30 = $46,560 per year.