Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,083$12,996 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Mobile, AL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Mobile, AL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $854 | $10,248 | $34,160 | $16.42/hr |
| 1-Bedroom Apartment | $919 | $11,028 | $36,760 | $17.67/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,083 | $12,996 | $43,320 | $20.83/hr |
| 3-Bedroom Home | $1,414 | $16,968 | $56,560 | $27.19/hr |
| 4-Bedroom Home | $1,445 | $17,340 | $57,800 | $27.79/hr |
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Frequently Asked Questions About Rent in Mobile, AL
What is the Fair Market Rent for a 2-bedroom in Mobile, AL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Mobile, AL is $1,083 per month ($12,996 per year).
What hourly wage is needed to afford rent in Mobile, AL?
To comfortably afford a 2-bedroom apartment at $1,083/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.83 per hour ($43,320/year).
What are the HUD Fair Market Rents by bedroom count in Mobile, AL?
Official 2026 HUD rents in Mobile, AL are: Studio: $854/mo, 1-Bedroom: $919/mo, 2-Bedroom: $1,083/mo, 3-Bedroom: $1,414/mo, and 4-Bedroom: $1,445/mo.
How do HUD Fair Market Rents compare to local incomes in Mobile, AL?
At the local Census ACS median household income of $53,558/year ($4,463/month), the benchmark 2-bedroom Fair Market Rent represents 24.3% of monthly income.
How is the 30% housing affordability standard calculated in Mobile, AL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,083/month, the required minimum annual gross income is calculated as ($1,083 × 12) ÷ 0.30 = $43,320 per year.