Kentucky · HUD FY2026 Fair Market Rents

Rent in Mason County, KY

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Mason County, KY is $913 per month ($10,956/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $17.56/hour ($36,520/year) for a full-time worker, representing 21% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$913$10,956 per year · HUD Fiscal Year 2026
Studio FMR$629$12/hr needed
1-Bedroom FMR$764$15/hr needed
Housing Wage (2-BR)$17.56per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,111$21/hr needed

Fair market rent & 30% rule in Mason County, KY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$913Monthly market rent
Share of gross income21%Recommended max: 30%
Annual income needed$36,520To meet the 30% standard
Max affordable rent$1,304At 30% of $52,178
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Mason County, KY

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Mason County, KY
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$629$7,548$25,160$12.10/hr
1-Bedroom Apartment$764$9,168$30,560$14.69/hr
2-Bedroom ApartmentStandard Benchmark$913$10,956$36,520$17.56/hr
3-Bedroom Home$1,111$13,332$44,440$21.37/hr
4-Bedroom Home$1,274$15,288$50,960$24.50/hr

See comprehensive cost of living profile for Mason County, KY →

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Frequently Asked Questions About Rent in Mason County, KY

What is the Fair Market Rent for a 2-bedroom in Mason County, KY?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Mason County, KY is $913 per month ($10,956 per year).

What hourly wage is needed to afford rent in Mason County, KY?

To comfortably afford a 2-bedroom apartment at $913/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.56 per hour ($36,520/year).

What are the HUD Fair Market Rents by bedroom count in Mason County, KY?

Official 2026 HUD rents in Mason County, KY are: Studio: $629/mo, 1-Bedroom: $764/mo, 2-Bedroom: $913/mo, 3-Bedroom: $1,111/mo, and 4-Bedroom: $1,274/mo.

How do HUD Fair Market Rents compare to local incomes in Mason County, KY?

At the local Census ACS median household income of $52,178/year ($4,348/month), the benchmark 2-bedroom Fair Market Rent represents 21% of monthly income.

How is the 30% housing affordability standard calculated in Mason County, KY?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $913/month, the required minimum annual gross income is calculated as ($913 × 12) ÷ 0.30 = $36,520 per year.