Montana · HUD FY2026 Fair Market Rents

Rent in Lincoln County, MT

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Lincoln County, MT is $1,170 per month ($14,040/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $22.50/hour ($46,800/year) for a full-time worker, representing 29.8% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,170$14,040 per year · HUD Fiscal Year 2026
Studio FMR$919$18/hr needed
1-Bedroom FMR$1,067$21/hr needed
Housing Wage (2-BR)$22.50per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,627$31/hr needed

Fair market rent & 30% rule in Lincoln County, MT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,170Monthly market rent
Share of gross income29.8%Recommended max: 30%
Annual income needed$46,800To meet the 30% standard
Max affordable rent$1,179At 30% of $47,143
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Lincoln County, MT

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Lincoln County, MT
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$919$11,028$36,760$17.67/hr
1-Bedroom Apartment$1,067$12,804$42,680$20.52/hr
2-Bedroom ApartmentStandard Benchmark$1,170$14,040$46,800$22.50/hr
3-Bedroom Home$1,627$19,524$65,080$31.29/hr
4-Bedroom Home$1,892$22,704$75,680$36.38/hr

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Frequently Asked Questions About Rent in Lincoln County, MT

What is the Fair Market Rent for a 2-bedroom in Lincoln County, MT?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Lincoln County, MT is $1,170 per month ($14,040 per year).

What hourly wage is needed to afford rent in Lincoln County, MT?

To comfortably afford a 2-bedroom apartment at $1,170/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.50 per hour ($46,800/year).

What are the HUD Fair Market Rents by bedroom count in Lincoln County, MT?

Official 2026 HUD rents in Lincoln County, MT are: Studio: $919/mo, 1-Bedroom: $1,067/mo, 2-Bedroom: $1,170/mo, 3-Bedroom: $1,627/mo, and 4-Bedroom: $1,892/mo.

How do HUD Fair Market Rents compare to local incomes in Lincoln County, MT?

At the local Census ACS median household income of $47,143/year ($3,929/month), the benchmark 2-bedroom Fair Market Rent represents 29.8% of monthly income.

How is the 30% housing affordability standard calculated in Lincoln County, MT?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,170/month, the required minimum annual gross income is calculated as ($1,170 × 12) ÷ 0.30 = $46,800 per year.