Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,273$15,276 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Kettering, OH
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Kettering, OH
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $928 | $11,136 | $37,120 | $17.85/hr |
| 1-Bedroom Apartment | $1,009 | $12,108 | $40,360 | $19.40/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,273 | $15,276 | $50,920 | $24.48/hr |
| 3-Bedroom Home | $1,651 | $19,812 | $66,040 | $31.75/hr |
| 4-Bedroom Home | $1,817 | $21,804 | $72,680 | $34.94/hr |
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Frequently Asked Questions About Rent in Kettering, OH
What is the Fair Market Rent for a 2-bedroom in Kettering, OH?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Kettering, OH is $1,273 per month ($15,276 per year).
What hourly wage is needed to afford rent in Kettering, OH?
To comfortably afford a 2-bedroom apartment at $1,273/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $24.48 per hour ($50,920/year).
What are the HUD Fair Market Rents by bedroom count in Kettering, OH?
Official 2026 HUD rents in Kettering, OH are: Studio: $928/mo, 1-Bedroom: $1,009/mo, 2-Bedroom: $1,273/mo, 3-Bedroom: $1,651/mo, and 4-Bedroom: $1,817/mo.
How do HUD Fair Market Rents compare to local incomes in Kettering, OH?
At the local Census ACS median household income of $74,681/year ($6,223/month), the benchmark 2-bedroom Fair Market Rent represents 20.5% of monthly income.
How is the 30% housing affordability standard calculated in Kettering, OH?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,273/month, the required minimum annual gross income is calculated as ($1,273 × 12) ÷ 0.30 = $50,920 per year.