Illinois · HUD FY2026 Fair Market Rents

Rent in Kendall County, IL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Kendall County, IL is $2,050 per month ($24,600/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $39.42/hour ($82,000/year) for a full-time worker, representing 22% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$2,050$24,600 per year · HUD Fiscal Year 2026
Studio FMR$1,413$27/hr needed
1-Bedroom FMR$1,562$30/hr needed
Housing Wage (2-BR)$39.42per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,819$54/hr needed

Fair market rent & 30% rule in Kendall County, IL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$2,050Monthly market rent
Share of gross income22%Recommended max: 30%
Annual income needed$82,000To meet the 30% standard
Max affordable rent$2,790At 30% of $111,601
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Kendall County, IL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Kendall County, IL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,413$16,956$56,520$27.17/hr
1-Bedroom Apartment$1,562$18,744$62,480$30.04/hr
2-Bedroom ApartmentStandard Benchmark$2,050$24,600$82,000$39.42/hr
3-Bedroom Home$2,819$33,828$112,760$54.21/hr
4-Bedroom Home$2,918$35,016$116,720$56.12/hr

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Frequently Asked Questions About Rent in Kendall County, IL

What is the Fair Market Rent for a 2-bedroom in Kendall County, IL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Kendall County, IL is $2,050 per month ($24,600 per year).

What hourly wage is needed to afford rent in Kendall County, IL?

To comfortably afford a 2-bedroom apartment at $2,050/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $39.42 per hour ($82,000/year).

What are the HUD Fair Market Rents by bedroom count in Kendall County, IL?

Official 2026 HUD rents in Kendall County, IL are: Studio: $1,413/mo, 1-Bedroom: $1,562/mo, 2-Bedroom: $2,050/mo, 3-Bedroom: $2,819/mo, and 4-Bedroom: $2,918/mo.

How do HUD Fair Market Rents compare to local incomes in Kendall County, IL?

At the local Census ACS median household income of $111,601/year ($9,300/month), the benchmark 2-bedroom Fair Market Rent represents 22% of monthly income.

How is the 30% housing affordability standard calculated in Kendall County, IL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $2,050/month, the required minimum annual gross income is calculated as ($2,050 × 12) ÷ 0.30 = $82,000 per year.