Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,135$13,620 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Jefferson County, TN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Jefferson County, TN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $881 | $10,572 | $35,240 | $16.94/hr |
| 1-Bedroom Apartment | $887 | $10,644 | $35,480 | $17.06/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,135 | $13,620 | $45,400 | $21.83/hr |
| 3-Bedroom Home | $1,444 | $17,328 | $57,760 | $27.77/hr |
| 4-Bedroom Home | $1,827 | $21,924 | $73,080 | $35.13/hr |
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Frequently Asked Questions About Rent in Jefferson County, TN
What is the Fair Market Rent for a 2-bedroom in Jefferson County, TN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Jefferson County, TN is $1,135 per month ($13,620 per year).
What hourly wage is needed to afford rent in Jefferson County, TN?
To comfortably afford a 2-bedroom apartment at $1,135/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.83 per hour ($45,400/year).
What are the HUD Fair Market Rents by bedroom count in Jefferson County, TN?
Official 2026 HUD rents in Jefferson County, TN are: Studio: $881/mo, 1-Bedroom: $887/mo, 2-Bedroom: $1,135/mo, 3-Bedroom: $1,444/mo, and 4-Bedroom: $1,827/mo.
How do HUD Fair Market Rents compare to local incomes in Jefferson County, TN?
At the local Census ACS median household income of $66,114/year ($5,510/month), the benchmark 2-bedroom Fair Market Rent represents 20.6% of monthly income.
How is the 30% housing affordability standard calculated in Jefferson County, TN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,135/month, the required minimum annual gross income is calculated as ($1,135 × 12) ÷ 0.30 = $45,400 per year.