Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,405$16,860 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Jefferson County, NY
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Jefferson County, NY
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $969 | $11,628 | $38,760 | $18.63/hr |
| 1-Bedroom Apartment | $1,071 | $12,852 | $42,840 | $20.60/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,405 | $16,860 | $56,200 | $27.02/hr |
| 3-Bedroom Home | $1,907 | $22,884 | $76,280 | $36.67/hr |
| 4-Bedroom Home | $2,340 | $28,080 | $93,600 | $45.00/hr |
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Frequently Asked Questions About Rent in Jefferson County, NY
What is the Fair Market Rent for a 2-bedroom in Jefferson County, NY?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Jefferson County, NY is $1,405 per month ($16,860 per year).
What hourly wage is needed to afford rent in Jefferson County, NY?
To comfortably afford a 2-bedroom apartment at $1,405/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $27.02 per hour ($56,200/year).
What are the HUD Fair Market Rents by bedroom count in Jefferson County, NY?
Official 2026 HUD rents in Jefferson County, NY are: Studio: $969/mo, 1-Bedroom: $1,071/mo, 2-Bedroom: $1,405/mo, 3-Bedroom: $1,907/mo, and 4-Bedroom: $2,340/mo.
How do HUD Fair Market Rents compare to local incomes in Jefferson County, NY?
At the local Census ACS median household income of $66,301/year ($5,525/month), the benchmark 2-bedroom Fair Market Rent represents 25.4% of monthly income.
How is the 30% housing affordability standard calculated in Jefferson County, NY?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,405/month, the required minimum annual gross income is calculated as ($1,405 × 12) ÷ 0.30 = $56,200 per year.