Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,026$12,312 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Jefferson County, IL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Jefferson County, IL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $777 | $9,324 | $31,080 | $14.94/hr |
| 1-Bedroom Apartment | $782 | $9,384 | $31,280 | $15.04/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,026 | $12,312 | $41,040 | $19.73/hr |
| 3-Bedroom Home | $1,248 | $14,976 | $49,920 | $24.00/hr |
| 4-Bedroom Home | $1,365 | $16,380 | $54,600 | $26.25/hr |
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Frequently Asked Questions About Rent in Jefferson County, IL
What is the Fair Market Rent for a 2-bedroom in Jefferson County, IL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Jefferson County, IL is $1,026 per month ($12,312 per year).
What hourly wage is needed to afford rent in Jefferson County, IL?
To comfortably afford a 2-bedroom apartment at $1,026/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.73 per hour ($41,040/year).
What are the HUD Fair Market Rents by bedroom count in Jefferson County, IL?
Official 2026 HUD rents in Jefferson County, IL are: Studio: $777/mo, 1-Bedroom: $782/mo, 2-Bedroom: $1,026/mo, 3-Bedroom: $1,248/mo, and 4-Bedroom: $1,365/mo.
How do HUD Fair Market Rents compare to local incomes in Jefferson County, IL?
At the local Census ACS median household income of $63,118/year ($5,260/month), the benchmark 2-bedroom Fair Market Rent represents 19.5% of monthly income.
How is the 30% housing affordability standard calculated in Jefferson County, IL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,026/month, the required minimum annual gross income is calculated as ($1,026 × 12) ÷ 0.30 = $41,040 per year.