Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,059$12,708 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Jackson County, IN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Jackson County, IN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $802 | $9,624 | $32,080 | $15.42/hr |
| 1-Bedroom Apartment | $807 | $9,684 | $32,280 | $15.52/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,059 | $12,708 | $42,360 | $20.37/hr |
| 3-Bedroom Home | $1,328 | $15,936 | $53,120 | $25.54/hr |
| 4-Bedroom Home | $1,402 | $16,824 | $56,080 | $26.96/hr |
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Frequently Asked Questions About Rent in Jackson County, IN
What is the Fair Market Rent for a 2-bedroom in Jackson County, IN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Jackson County, IN is $1,059 per month ($12,708 per year).
What hourly wage is needed to afford rent in Jackson County, IN?
To comfortably afford a 2-bedroom apartment at $1,059/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.37 per hour ($42,360/year).
What are the HUD Fair Market Rents by bedroom count in Jackson County, IN?
Official 2026 HUD rents in Jackson County, IN are: Studio: $802/mo, 1-Bedroom: $807/mo, 2-Bedroom: $1,059/mo, 3-Bedroom: $1,328/mo, and 4-Bedroom: $1,402/mo.
How do HUD Fair Market Rents compare to local incomes in Jackson County, IN?
At the local Census ACS median household income of $70,262/year ($5,855/month), the benchmark 2-bedroom Fair Market Rent represents 18.1% of monthly income.
How is the 30% housing affordability standard calculated in Jackson County, IN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,059/month, the required minimum annual gross income is calculated as ($1,059 × 12) ÷ 0.30 = $42,360 per year.