Illinois · HUD FY2026 Fair Market Rents

Rent in Jackson County, IL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Jackson County, IL is $916 per month ($10,992/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $17.62/hour ($36,640/year) for a full-time worker, representing 22.5% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$916$10,992 per year · HUD Fiscal Year 2026
Studio FMR$632$12/hr needed
1-Bedroom FMR$737$14/hr needed
Housing Wage (2-BR)$17.62per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,208$23/hr needed

Fair market rent & 30% rule in Jackson County, IL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$916Monthly market rent
Share of gross income22.5%Recommended max: 30%
Annual income needed$36,640To meet the 30% standard
Max affordable rent$1,219At 30% of $48,763
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Jackson County, IL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Jackson County, IL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$632$7,584$25,280$12.15/hr
1-Bedroom Apartment$737$8,844$29,480$14.17/hr
2-Bedroom ApartmentStandard Benchmark$916$10,992$36,640$17.62/hr
3-Bedroom Home$1,208$14,496$48,320$23.23/hr
4-Bedroom Home$1,213$14,556$48,520$23.33/hr

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Frequently Asked Questions About Rent in Jackson County, IL

What is the Fair Market Rent for a 2-bedroom in Jackson County, IL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Jackson County, IL is $916 per month ($10,992 per year).

What hourly wage is needed to afford rent in Jackson County, IL?

To comfortably afford a 2-bedroom apartment at $916/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.62 per hour ($36,640/year).

What are the HUD Fair Market Rents by bedroom count in Jackson County, IL?

Official 2026 HUD rents in Jackson County, IL are: Studio: $632/mo, 1-Bedroom: $737/mo, 2-Bedroom: $916/mo, 3-Bedroom: $1,208/mo, and 4-Bedroom: $1,213/mo.

How do HUD Fair Market Rents compare to local incomes in Jackson County, IL?

At the local Census ACS median household income of $48,763/year ($4,064/month), the benchmark 2-bedroom Fair Market Rent represents 22.5% of monthly income.

How is the 30% housing affordability standard calculated in Jackson County, IL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $916/month, the required minimum annual gross income is calculated as ($916 × 12) ÷ 0.30 = $36,640 per year.