Pennsylvania · HUD FY2026 Fair Market Rents

Rent in Indiana County, PA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Indiana County, PA is $981 per month ($11,772/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $18.87/hour ($39,240/year) for a full-time worker, representing 19.6% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$981$11,772 per year · HUD Fiscal Year 2026
Studio FMR$763$15/hr needed
1-Bedroom FMR$851$16/hr needed
Housing Wage (2-BR)$18.87per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,329$26/hr needed

Fair market rent & 30% rule in Indiana County, PA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$981Monthly market rent
Share of gross income19.6%Recommended max: 30%
Annual income needed$39,240To meet the 30% standard
Max affordable rent$1,505At 30% of $60,208
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Indiana County, PA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Indiana County, PA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$763$9,156$30,520$14.67/hr
1-Bedroom Apartment$851$10,212$34,040$16.37/hr
2-Bedroom ApartmentStandard Benchmark$981$11,772$39,240$18.87/hr
3-Bedroom Home$1,329$15,948$53,160$25.56/hr
4-Bedroom Home$1,510$18,120$60,400$29.04/hr

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Frequently Asked Questions About Rent in Indiana County, PA

What is the Fair Market Rent for a 2-bedroom in Indiana County, PA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Indiana County, PA is $981 per month ($11,772 per year).

What hourly wage is needed to afford rent in Indiana County, PA?

To comfortably afford a 2-bedroom apartment at $981/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.87 per hour ($39,240/year).

What are the HUD Fair Market Rents by bedroom count in Indiana County, PA?

Official 2026 HUD rents in Indiana County, PA are: Studio: $763/mo, 1-Bedroom: $851/mo, 2-Bedroom: $981/mo, 3-Bedroom: $1,329/mo, and 4-Bedroom: $1,510/mo.

How do HUD Fair Market Rents compare to local incomes in Indiana County, PA?

At the local Census ACS median household income of $60,208/year ($5,017/month), the benchmark 2-bedroom Fair Market Rent represents 19.6% of monthly income.

How is the 30% housing affordability standard calculated in Indiana County, PA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $981/month, the required minimum annual gross income is calculated as ($981 × 12) ÷ 0.30 = $39,240 per year.