New Jersey · HUD FY2026 Fair Market Rents

Rent in Hudson County, NJ

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Hudson County, NJ is $2,763 per month ($33,156/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $53.13/hour ($110,520/year) for a full-time worker, representing 36.1% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$2,763$33,156 per year · HUD Fiscal Year 2026
Studio FMR$2,407$46/hr needed
1-Bedroom FMR$2,458$47/hr needed
Housing Wage (2-BR)$53.13per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$3,367$65/hr needed

Fair market rent & 30% rule in Hudson County, NJ

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$2,763Monthly market rent
Share of gross income36.1%Recommended max: 30%
Annual income needed$110,520To meet the 30% standard
Max affordable rent$2,295At 30% of $91,795
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Hudson County, NJ

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Hudson County, NJ
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$2,407$28,884$96,280$46.29/hr
1-Bedroom Apartment$2,458$29,496$98,320$47.27/hr
2-Bedroom ApartmentStandard Benchmark$2,763$33,156$110,520$53.13/hr
3-Bedroom Home$3,367$40,404$134,680$64.75/hr
4-Bedroom Home$3,955$47,460$158,200$76.06/hr

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Frequently Asked Questions About Rent in Hudson County, NJ

What is the Fair Market Rent for a 2-bedroom in Hudson County, NJ?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Hudson County, NJ is $2,763 per month ($33,156 per year).

What hourly wage is needed to afford rent in Hudson County, NJ?

To comfortably afford a 2-bedroom apartment at $2,763/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $53.13 per hour ($110,520/year).

What are the HUD Fair Market Rents by bedroom count in Hudson County, NJ?

Official 2026 HUD rents in Hudson County, NJ are: Studio: $2,407/mo, 1-Bedroom: $2,458/mo, 2-Bedroom: $2,763/mo, 3-Bedroom: $3,367/mo, and 4-Bedroom: $3,955/mo.

How do HUD Fair Market Rents compare to local incomes in Hudson County, NJ?

At the local Census ACS median household income of $91,795/year ($7,650/month), the benchmark 2-bedroom Fair Market Rent represents 36.1% of monthly income.

How is the 30% housing affordability standard calculated in Hudson County, NJ?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $2,763/month, the required minimum annual gross income is calculated as ($2,763 × 12) ÷ 0.30 = $110,520 per year.