North Carolina · HUD FY2026 Fair Market Rents

Rent in Haywood County, NC

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Haywood County, NC is $1,230 per month ($14,760/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $23.65/hour ($49,200/year) for a full-time worker, representing 23.8% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,230$14,760 per year · HUD Fiscal Year 2026
Studio FMR$1,039$20/hr needed
1-Bedroom FMR$1,122$22/hr needed
Housing Wage (2-BR)$23.65per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,475$28/hr needed

Fair market rent & 30% rule in Haywood County, NC

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,230Monthly market rent
Share of gross income23.8%Recommended max: 30%
Annual income needed$49,200To meet the 30% standard
Max affordable rent$1,548At 30% of $61,912
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Haywood County, NC

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Haywood County, NC
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,039$12,468$41,560$19.98/hr
1-Bedroom Apartment$1,122$13,464$44,880$21.58/hr
2-Bedroom ApartmentStandard Benchmark$1,230$14,760$49,200$23.65/hr
3-Bedroom Home$1,475$17,700$59,000$28.37/hr
4-Bedroom Home$1,844$22,128$73,760$35.46/hr

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Frequently Asked Questions About Rent in Haywood County, NC

What is the Fair Market Rent for a 2-bedroom in Haywood County, NC?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Haywood County, NC is $1,230 per month ($14,760 per year).

What hourly wage is needed to afford rent in Haywood County, NC?

To comfortably afford a 2-bedroom apartment at $1,230/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $23.65 per hour ($49,200/year).

What are the HUD Fair Market Rents by bedroom count in Haywood County, NC?

Official 2026 HUD rents in Haywood County, NC are: Studio: $1,039/mo, 1-Bedroom: $1,122/mo, 2-Bedroom: $1,230/mo, 3-Bedroom: $1,475/mo, and 4-Bedroom: $1,844/mo.

How do HUD Fair Market Rents compare to local incomes in Haywood County, NC?

At the local Census ACS median household income of $61,912/year ($5,159/month), the benchmark 2-bedroom Fair Market Rent represents 23.8% of monthly income.

How is the 30% housing affordability standard calculated in Haywood County, NC?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,230/month, the required minimum annual gross income is calculated as ($1,230 × 12) ÷ 0.30 = $49,200 per year.