Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,056$12,672 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Hardin County, KY
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Hardin County, KY
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $841 | $10,092 | $33,640 | $16.17/hr |
| 1-Bedroom Apartment | $846 | $10,152 | $33,840 | $16.27/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,056 | $12,672 | $42,240 | $20.31/hr |
| 3-Bedroom Home | $1,469 | $17,628 | $58,760 | $28.25/hr |
| 4-Bedroom Home | $1,771 | $21,252 | $70,840 | $34.06/hr |
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Frequently Asked Questions About Rent in Hardin County, KY
What is the Fair Market Rent for a 2-bedroom in Hardin County, KY?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Hardin County, KY is $1,056 per month ($12,672 per year).
What hourly wage is needed to afford rent in Hardin County, KY?
To comfortably afford a 2-bedroom apartment at $1,056/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.31 per hour ($42,240/year).
What are the HUD Fair Market Rents by bedroom count in Hardin County, KY?
Official 2026 HUD rents in Hardin County, KY are: Studio: $841/mo, 1-Bedroom: $846/mo, 2-Bedroom: $1,056/mo, 3-Bedroom: $1,469/mo, and 4-Bedroom: $1,771/mo.
How do HUD Fair Market Rents compare to local incomes in Hardin County, KY?
At the local Census ACS median household income of $67,647/year ($5,637/month), the benchmark 2-bedroom Fair Market Rent represents 18.7% of monthly income.
How is the 30% housing affordability standard calculated in Hardin County, KY?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,056/month, the required minimum annual gross income is calculated as ($1,056 × 12) ÷ 0.30 = $42,240 per year.