Rental Benchmark Overview
2-Bedroom Benchmark Rent
$916$10,992 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Hardin County, IL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Hardin County, IL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $632 | $7,584 | $25,280 | $12.15/hr |
| 1-Bedroom Apartment | $698 | $8,376 | $27,920 | $13.42/hr |
| 2-Bedroom ApartmentStandard Benchmark | $916 | $10,992 | $36,640 | $17.62/hr |
| 3-Bedroom Home | $1,098 | $13,176 | $43,920 | $21.12/hr |
| 4-Bedroom Home | $1,308 | $15,696 | $52,320 | $25.15/hr |
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Frequently Asked Questions About Rent in Hardin County, IL
What is the Fair Market Rent for a 2-bedroom in Hardin County, IL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Hardin County, IL is $916 per month ($10,992 per year).
What hourly wage is needed to afford rent in Hardin County, IL?
To comfortably afford a 2-bedroom apartment at $916/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.62 per hour ($36,640/year).
What are the HUD Fair Market Rents by bedroom count in Hardin County, IL?
Official 2026 HUD rents in Hardin County, IL are: Studio: $632/mo, 1-Bedroom: $698/mo, 2-Bedroom: $916/mo, 3-Bedroom: $1,098/mo, and 4-Bedroom: $1,308/mo.
How do HUD Fair Market Rents compare to local incomes in Hardin County, IL?
At the local Census ACS median household income of $54,271/year ($4,523/month), the benchmark 2-bedroom Fair Market Rent represents 20.3% of monthly income.
How is the 30% housing affordability standard calculated in Hardin County, IL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $916/month, the required minimum annual gross income is calculated as ($916 × 12) ÷ 0.30 = $36,640 per year.