Rental Benchmark Overview
2-Bedroom Benchmark Rent
$981$11,772 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Hamilton County, FL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Hamilton County, FL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $855 | $10,260 | $34,200 | $16.44/hr |
| 1-Bedroom Apartment | $875 | $10,500 | $35,000 | $16.83/hr |
| 2-Bedroom ApartmentStandard Benchmark | $981 | $11,772 | $39,240 | $18.87/hr |
| 3-Bedroom Home | $1,294 | $15,528 | $51,760 | $24.88/hr |
| 4-Bedroom Home | $1,299 | $15,588 | $51,960 | $24.98/hr |
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Frequently Asked Questions About Rent in Hamilton County, FL
What is the Fair Market Rent for a 2-bedroom in Hamilton County, FL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Hamilton County, FL is $981 per month ($11,772 per year).
What hourly wage is needed to afford rent in Hamilton County, FL?
To comfortably afford a 2-bedroom apartment at $981/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.87 per hour ($39,240/year).
What are the HUD Fair Market Rents by bedroom count in Hamilton County, FL?
Official 2026 HUD rents in Hamilton County, FL are: Studio: $855/mo, 1-Bedroom: $875/mo, 2-Bedroom: $981/mo, 3-Bedroom: $1,294/mo, and 4-Bedroom: $1,299/mo.
How do HUD Fair Market Rents compare to local incomes in Hamilton County, FL?
At the local Census ACS median household income of $50,144/year ($4,179/month), the benchmark 2-bedroom Fair Market Rent represents 23.5% of monthly income.
How is the 30% housing affordability standard calculated in Hamilton County, FL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $981/month, the required minimum annual gross income is calculated as ($981 × 12) ÷ 0.30 = $39,240 per year.