Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,099$13,188 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Garfield County, MT
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Garfield County, MT
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $824 | $9,888 | $32,960 | $15.85/hr |
| 1-Bedroom Apartment | $858 | $10,296 | $34,320 | $16.50/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,099 | $13,188 | $43,960 | $21.13/hr |
| 3-Bedroom Home | $1,349 | $16,188 | $53,960 | $25.94/hr |
| 4-Bedroom Home | $1,777 | $21,324 | $71,080 | $34.17/hr |
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Frequently Asked Questions About Rent in Garfield County, MT
What is the Fair Market Rent for a 2-bedroom in Garfield County, MT?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Garfield County, MT is $1,099 per month ($13,188 per year).
What hourly wage is needed to afford rent in Garfield County, MT?
To comfortably afford a 2-bedroom apartment at $1,099/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.13 per hour ($43,960/year).
What are the HUD Fair Market Rents by bedroom count in Garfield County, MT?
Official 2026 HUD rents in Garfield County, MT are: Studio: $824/mo, 1-Bedroom: $858/mo, 2-Bedroom: $1,099/mo, 3-Bedroom: $1,349/mo, and 4-Bedroom: $1,777/mo.
How do HUD Fair Market Rents compare to local incomes in Garfield County, MT?
At the local Census ACS median household income of $69,583/year ($5,799/month), the benchmark 2-bedroom Fair Market Rent represents 19% of monthly income.
How is the 30% housing affordability standard calculated in Garfield County, MT?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,099/month, the required minimum annual gross income is calculated as ($1,099 × 12) ÷ 0.30 = $43,960 per year.