Montana · HUD FY2026 Fair Market Rents

Rent in Flathead County, MT

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Flathead County, MT is $1,691 per month ($20,292/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $32.52/hour ($67,640/year) for a full-time worker, representing 27.4% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,691$20,292 per year · HUD Fiscal Year 2026
Studio FMR$1,267$24/hr needed
1-Bedroom FMR$1,289$25/hr needed
Housing Wage (2-BR)$32.52per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,224$43/hr needed

Fair market rent & 30% rule in Flathead County, MT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,691Monthly market rent
Share of gross income27.4%Recommended max: 30%
Annual income needed$67,640To meet the 30% standard
Max affordable rent$1,848At 30% of $73,925
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Flathead County, MT

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Flathead County, MT
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,267$15,204$50,680$24.37/hr
1-Bedroom Apartment$1,289$15,468$51,560$24.79/hr
2-Bedroom ApartmentStandard Benchmark$1,691$20,292$67,640$32.52/hr
3-Bedroom Home$2,224$26,688$88,960$42.77/hr
4-Bedroom Home$2,837$34,044$113,480$54.56/hr

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Frequently Asked Questions About Rent in Flathead County, MT

What is the Fair Market Rent for a 2-bedroom in Flathead County, MT?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Flathead County, MT is $1,691 per month ($20,292 per year).

What hourly wage is needed to afford rent in Flathead County, MT?

To comfortably afford a 2-bedroom apartment at $1,691/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $32.52 per hour ($67,640/year).

What are the HUD Fair Market Rents by bedroom count in Flathead County, MT?

Official 2026 HUD rents in Flathead County, MT are: Studio: $1,267/mo, 1-Bedroom: $1,289/mo, 2-Bedroom: $1,691/mo, 3-Bedroom: $2,224/mo, and 4-Bedroom: $2,837/mo.

How do HUD Fair Market Rents compare to local incomes in Flathead County, MT?

At the local Census ACS median household income of $73,925/year ($6,160/month), the benchmark 2-bedroom Fair Market Rent represents 27.4% of monthly income.

How is the 30% housing affordability standard calculated in Flathead County, MT?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,691/month, the required minimum annual gross income is calculated as ($1,691 × 12) ÷ 0.30 = $67,640 per year.