Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,446$17,352 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Fergus County, MT
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Fergus County, MT
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,084 | $13,008 | $43,360 | $20.85/hr |
| 1-Bedroom Apartment | $1,102 | $13,224 | $44,080 | $21.19/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,446 | $17,352 | $57,840 | $27.81/hr |
| 3-Bedroom Home | $1,991 | $23,892 | $79,640 | $38.29/hr |
| 4-Bedroom Home | $2,338 | $28,056 | $93,520 | $44.96/hr |
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Frequently Asked Questions About Rent in Fergus County, MT
What is the Fair Market Rent for a 2-bedroom in Fergus County, MT?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Fergus County, MT is $1,446 per month ($17,352 per year).
What hourly wage is needed to afford rent in Fergus County, MT?
To comfortably afford a 2-bedroom apartment at $1,446/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $27.81 per hour ($57,840/year).
What are the HUD Fair Market Rents by bedroom count in Fergus County, MT?
Official 2026 HUD rents in Fergus County, MT are: Studio: $1,084/mo, 1-Bedroom: $1,102/mo, 2-Bedroom: $1,446/mo, 3-Bedroom: $1,991/mo, and 4-Bedroom: $2,338/mo.
How do HUD Fair Market Rents compare to local incomes in Fergus County, MT?
At the local Census ACS median household income of $63,706/year ($5,309/month), the benchmark 2-bedroom Fair Market Rent represents 27.2% of monthly income.
How is the 30% housing affordability standard calculated in Fergus County, MT?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,446/month, the required minimum annual gross income is calculated as ($1,446 × 12) ÷ 0.30 = $57,840 per year.