Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,931$23,172 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Ellis County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Ellis County, TX
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,582 | $18,984 | $63,280 | $30.42/hr |
| 1-Bedroom Apartment | $1,648 | $19,776 | $65,920 | $31.69/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,931 | $23,172 | $77,240 | $37.13/hr |
| 3-Bedroom Home | $2,431 | $29,172 | $97,240 | $46.75/hr |
| 4-Bedroom Home | $3,091 | $37,092 | $123,640 | $59.44/hr |
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Frequently Asked Questions About Rent in Ellis County, TX
What is the Fair Market Rent for a 2-bedroom in Ellis County, TX?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Ellis County, TX is $1,931 per month ($23,172 per year).
What hourly wage is needed to afford rent in Ellis County, TX?
To comfortably afford a 2-bedroom apartment at $1,931/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $37.13 per hour ($77,240/year).
What are the HUD Fair Market Rents by bedroom count in Ellis County, TX?
Official 2026 HUD rents in Ellis County, TX are: Studio: $1,582/mo, 1-Bedroom: $1,648/mo, 2-Bedroom: $1,931/mo, 3-Bedroom: $2,431/mo, and 4-Bedroom: $3,091/mo.
How do HUD Fair Market Rents compare to local incomes in Ellis County, TX?
At the local Census ACS median household income of $99,595/year ($8,300/month), the benchmark 2-bedroom Fair Market Rent represents 23.3% of monthly income.
How is the 30% housing affordability standard calculated in Ellis County, TX?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,931/month, the required minimum annual gross income is calculated as ($1,931 × 12) ÷ 0.30 = $77,240 per year.