Texas · HUD FY2026 Fair Market Rents

Rent in El Paso County, TX

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in El Paso County, TX is $1,191 per month ($14,292/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $22.90/hour ($47,640/year) for a full-time worker, representing 23.9% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,191$14,292 per year · HUD Fiscal Year 2026
Studio FMR$821$16/hr needed
1-Bedroom FMR$1,013$19/hr needed
Housing Wage (2-BR)$22.90per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,633$31/hr needed

Fair market rent & 30% rule in El Paso County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,191Monthly market rent
Share of gross income23.9%Recommended max: 30%
Annual income needed$47,640To meet the 30% standard
Max affordable rent$1,495At 30% of $59,806
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: El Paso County, TX

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for El Paso County, TX
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$821$9,852$32,840$15.79/hr
1-Bedroom Apartment$1,013$12,156$40,520$19.48/hr
2-Bedroom ApartmentStandard Benchmark$1,191$14,292$47,640$22.90/hr
3-Bedroom Home$1,633$19,596$65,320$31.40/hr
4-Bedroom Home$1,998$23,976$79,920$38.42/hr

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Frequently Asked Questions About Rent in El Paso County, TX

What is the Fair Market Rent for a 2-bedroom in El Paso County, TX?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in El Paso County, TX is $1,191 per month ($14,292 per year).

What hourly wage is needed to afford rent in El Paso County, TX?

To comfortably afford a 2-bedroom apartment at $1,191/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $22.90 per hour ($47,640/year).

What are the HUD Fair Market Rents by bedroom count in El Paso County, TX?

Official 2026 HUD rents in El Paso County, TX are: Studio: $821/mo, 1-Bedroom: $1,013/mo, 2-Bedroom: $1,191/mo, 3-Bedroom: $1,633/mo, and 4-Bedroom: $1,998/mo.

How do HUD Fair Market Rents compare to local incomes in El Paso County, TX?

At the local Census ACS median household income of $59,806/year ($4,984/month), the benchmark 2-bedroom Fair Market Rent represents 23.9% of monthly income.

How is the 30% housing affordability standard calculated in El Paso County, TX?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,191/month, the required minimum annual gross income is calculated as ($1,191 × 12) ÷ 0.30 = $47,640 per year.