Iowa · HUD FY2026 Fair Market Rents

Rent in Dubuque County, IA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Dubuque County, IA is $1,077 per month ($12,924/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $20.71/hour ($43,080/year) for a full-time worker, representing 16.6% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,077$12,924 per year · HUD Fiscal Year 2026
Studio FMR$774$15/hr needed
1-Bedroom FMR$841$16/hr needed
Housing Wage (2-BR)$20.71per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,450$28/hr needed

Fair market rent & 30% rule in Dubuque County, IA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,077Monthly market rent
Share of gross income16.6%Recommended max: 30%
Annual income needed$43,080To meet the 30% standard
Max affordable rent$1,941At 30% of $77,630
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Dubuque County, IA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Dubuque County, IA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$774$9,288$30,960$14.88/hr
1-Bedroom Apartment$841$10,092$33,640$16.17/hr
2-Bedroom ApartmentStandard Benchmark$1,077$12,924$43,080$20.71/hr
3-Bedroom Home$1,450$17,400$58,000$27.88/hr
4-Bedroom Home$1,807$21,684$72,280$34.75/hr

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Frequently Asked Questions About Rent in Dubuque County, IA

What is the Fair Market Rent for a 2-bedroom in Dubuque County, IA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Dubuque County, IA is $1,077 per month ($12,924 per year).

What hourly wage is needed to afford rent in Dubuque County, IA?

To comfortably afford a 2-bedroom apartment at $1,077/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.71 per hour ($43,080/year).

What are the HUD Fair Market Rents by bedroom count in Dubuque County, IA?

Official 2026 HUD rents in Dubuque County, IA are: Studio: $774/mo, 1-Bedroom: $841/mo, 2-Bedroom: $1,077/mo, 3-Bedroom: $1,450/mo, and 4-Bedroom: $1,807/mo.

How do HUD Fair Market Rents compare to local incomes in Dubuque County, IA?

At the local Census ACS median household income of $77,630/year ($6,469/month), the benchmark 2-bedroom Fair Market Rent represents 16.6% of monthly income.

How is the 30% housing affordability standard calculated in Dubuque County, IA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,077/month, the required minimum annual gross income is calculated as ($1,077 × 12) ÷ 0.30 = $43,080 per year.