Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,080$12,960 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Deer Lodge County, MT
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Deer Lodge County, MT
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $809 | $9,708 | $32,360 | $15.56/hr |
| 1-Bedroom Apartment | $985 | $11,820 | $39,400 | $18.94/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,080 | $12,960 | $43,200 | $20.77/hr |
| 3-Bedroom Home | $1,502 | $18,024 | $60,080 | $28.88/hr |
| 4-Bedroom Home | $1,812 | $21,744 | $72,480 | $34.85/hr |
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Frequently Asked Questions About Rent in Deer Lodge County, MT
What is the Fair Market Rent for a 2-bedroom in Deer Lodge County, MT?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Deer Lodge County, MT is $1,080 per month ($12,960 per year).
What hourly wage is needed to afford rent in Deer Lodge County, MT?
To comfortably afford a 2-bedroom apartment at $1,080/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.77 per hour ($43,200/year).
What are the HUD Fair Market Rents by bedroom count in Deer Lodge County, MT?
Official 2026 HUD rents in Deer Lodge County, MT are: Studio: $809/mo, 1-Bedroom: $985/mo, 2-Bedroom: $1,080/mo, 3-Bedroom: $1,502/mo, and 4-Bedroom: $1,812/mo.
How do HUD Fair Market Rents compare to local incomes in Deer Lodge County, MT?
At the local Census ACS median household income of $57,527/year ($4,794/month), the benchmark 2-bedroom Fair Market Rent represents 22.5% of monthly income.
How is the 30% housing affordability standard calculated in Deer Lodge County, MT?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,080/month, the required minimum annual gross income is calculated as ($1,080 × 12) ÷ 0.30 = $43,200 per year.