Rental Benchmark Overview
2-Bedroom Benchmark Rent
$997$11,964 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cumberland County, VA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cumberland County, VA
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $812 | $9,744 | $32,480 | $15.62/hr |
| 1-Bedroom Apartment | $817 | $9,804 | $32,680 | $15.71/hr |
| 2-Bedroom ApartmentStandard Benchmark | $997 | $11,964 | $39,880 | $19.17/hr |
| 3-Bedroom Home | $1,195 | $14,340 | $47,800 | $22.98/hr |
| 4-Bedroom Home | $1,673 | $20,076 | $66,920 | $32.17/hr |
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Frequently Asked Questions About Rent in Cumberland County, VA
What is the Fair Market Rent for a 2-bedroom in Cumberland County, VA?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cumberland County, VA is $997 per month ($11,964 per year).
What hourly wage is needed to afford rent in Cumberland County, VA?
To comfortably afford a 2-bedroom apartment at $997/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.17 per hour ($39,880/year).
What are the HUD Fair Market Rents by bedroom count in Cumberland County, VA?
Official 2026 HUD rents in Cumberland County, VA are: Studio: $812/mo, 1-Bedroom: $817/mo, 2-Bedroom: $997/mo, 3-Bedroom: $1,195/mo, and 4-Bedroom: $1,673/mo.
How do HUD Fair Market Rents compare to local incomes in Cumberland County, VA?
At the local Census ACS median household income of $55,325/year ($4,610/month), the benchmark 2-bedroom Fair Market Rent represents 21.6% of monthly income.
How is the 30% housing affordability standard calculated in Cumberland County, VA?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $997/month, the required minimum annual gross income is calculated as ($997 × 12) ÷ 0.30 = $39,880 per year.