Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,673$20,076 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cumberland County, NJ
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cumberland County, NJ
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,280 | $15,360 | $51,200 | $24.62/hr |
| 1-Bedroom Apartment | $1,375 | $16,500 | $55,000 | $26.44/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,673 | $20,076 | $66,920 | $32.17/hr |
| 3-Bedroom Home | $2,303 | $27,636 | $92,120 | $44.29/hr |
| 4-Bedroom Home | $2,311 | $27,732 | $92,440 | $44.44/hr |
See comprehensive cost of living profile for Cumberland County, NJ →
Explore Related Regional Profiles
Connect housing costs with earnings, taxes, and price levels across New Jersey:
Frequently Asked Questions About Rent in Cumberland County, NJ
What is the Fair Market Rent for a 2-bedroom in Cumberland County, NJ?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cumberland County, NJ is $1,673 per month ($20,076 per year).
What hourly wage is needed to afford rent in Cumberland County, NJ?
To comfortably afford a 2-bedroom apartment at $1,673/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $32.17 per hour ($66,920/year).
What are the HUD Fair Market Rents by bedroom count in Cumberland County, NJ?
Official 2026 HUD rents in Cumberland County, NJ are: Studio: $1,280/mo, 1-Bedroom: $1,375/mo, 2-Bedroom: $1,673/mo, 3-Bedroom: $2,303/mo, and 4-Bedroom: $2,311/mo.
How do HUD Fair Market Rents compare to local incomes in Cumberland County, NJ?
At the local Census ACS median household income of $67,436/year ($5,620/month), the benchmark 2-bedroom Fair Market Rent represents 29.8% of monthly income.
How is the 30% housing affordability standard calculated in Cumberland County, NJ?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,673/month, the required minimum annual gross income is calculated as ($1,673 × 12) ÷ 0.30 = $66,920 per year.