Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,251$15,012 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cumberland County, NC
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cumberland County, NC
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,090 | $13,080 | $43,600 | $20.96/hr |
| 1-Bedroom Apartment | $1,113 | $13,356 | $44,520 | $21.40/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,251 | $15,012 | $50,040 | $24.06/hr |
| 3-Bedroom Home | $1,667 | $20,004 | $66,680 | $32.06/hr |
| 4-Bedroom Home | $2,068 | $24,816 | $82,720 | $39.77/hr |
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Frequently Asked Questions About Rent in Cumberland County, NC
What is the Fair Market Rent for a 2-bedroom in Cumberland County, NC?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cumberland County, NC is $1,251 per month ($15,012 per year).
What hourly wage is needed to afford rent in Cumberland County, NC?
To comfortably afford a 2-bedroom apartment at $1,251/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $24.06 per hour ($50,040/year).
What are the HUD Fair Market Rents by bedroom count in Cumberland County, NC?
Official 2026 HUD rents in Cumberland County, NC are: Studio: $1,090/mo, 1-Bedroom: $1,113/mo, 2-Bedroom: $1,251/mo, 3-Bedroom: $1,667/mo, and 4-Bedroom: $2,068/mo.
How do HUD Fair Market Rents compare to local incomes in Cumberland County, NC?
At the local Census ACS median household income of $61,291/year ($5,108/month), the benchmark 2-bedroom Fair Market Rent represents 24.5% of monthly income.
How is the 30% housing affordability standard calculated in Cumberland County, NC?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,251/month, the required minimum annual gross income is calculated as ($1,251 × 12) ÷ 0.30 = $50,040 per year.