Rental Benchmark Overview
2-Bedroom Benchmark Rent
$879$10,548 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cullman County, AL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cullman County, AL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $666 | $7,992 | $26,640 | $12.81/hr |
| 1-Bedroom Apartment | $670 | $8,040 | $26,800 | $12.88/hr |
| 2-Bedroom ApartmentStandard Benchmark | $879 | $10,548 | $35,160 | $16.90/hr |
| 3-Bedroom Home | $1,137 | $13,644 | $45,480 | $21.87/hr |
| 4-Bedroom Home | $1,381 | $16,572 | $55,240 | $26.56/hr |
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Frequently Asked Questions About Rent in Cullman County, AL
What is the Fair Market Rent for a 2-bedroom in Cullman County, AL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cullman County, AL is $879 per month ($10,548 per year).
What hourly wage is needed to afford rent in Cullman County, AL?
To comfortably afford a 2-bedroom apartment at $879/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $16.90 per hour ($35,160/year).
What are the HUD Fair Market Rents by bedroom count in Cullman County, AL?
Official 2026 HUD rents in Cullman County, AL are: Studio: $666/mo, 1-Bedroom: $670/mo, 2-Bedroom: $879/mo, 3-Bedroom: $1,137/mo, and 4-Bedroom: $1,381/mo.
How do HUD Fair Market Rents compare to local incomes in Cullman County, AL?
At the local Census ACS median household income of $62,656/year ($5,221/month), the benchmark 2-bedroom Fair Market Rent represents 16.8% of monthly income.
How is the 30% housing affordability standard calculated in Cullman County, AL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $879/month, the required minimum annual gross income is calculated as ($879 × 12) ÷ 0.30 = $35,160 per year.