Rental Benchmark Overview
2-Bedroom Benchmark Rent
$958$11,496 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cooper County, MO
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cooper County, MO
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $668 | $8,016 | $26,720 | $12.85/hr |
| 1-Bedroom Apartment | $730 | $8,760 | $29,200 | $14.04/hr |
| 2-Bedroom ApartmentStandard Benchmark | $958 | $11,496 | $38,320 | $18.42/hr |
| 3-Bedroom Home | $1,182 | $14,184 | $47,280 | $22.73/hr |
| 4-Bedroom Home | $1,497 | $17,964 | $59,880 | $28.79/hr |
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Frequently Asked Questions About Rent in Cooper County, MO
What is the Fair Market Rent for a 2-bedroom in Cooper County, MO?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cooper County, MO is $958 per month ($11,496 per year).
What hourly wage is needed to afford rent in Cooper County, MO?
To comfortably afford a 2-bedroom apartment at $958/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.42 per hour ($38,320/year).
What are the HUD Fair Market Rents by bedroom count in Cooper County, MO?
Official 2026 HUD rents in Cooper County, MO are: Studio: $668/mo, 1-Bedroom: $730/mo, 2-Bedroom: $958/mo, 3-Bedroom: $1,182/mo, and 4-Bedroom: $1,497/mo.
How do HUD Fair Market Rents compare to local incomes in Cooper County, MO?
At the local Census ACS median household income of $70,625/year ($5,885/month), the benchmark 2-bedroom Fair Market Rent represents 16.3% of monthly income.
How is the 30% housing affordability standard calculated in Cooper County, MO?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $958/month, the required minimum annual gross income is calculated as ($958 × 12) ÷ 0.30 = $38,320 per year.