Tennessee · HUD FY2026 Fair Market Rents

Rent in Coffee County, TN

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Coffee County, TN is $959 per month ($11,508/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $18.44/hour ($38,360/year) for a full-time worker, representing 18.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$959$11,508 per year · HUD Fiscal Year 2026
Studio FMR$775$15/hr needed
1-Bedroom FMR$780$15/hr needed
Housing Wage (2-BR)$18.44per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,281$25/hr needed

Fair market rent & 30% rule in Coffee County, TN

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$959Monthly market rent
Share of gross income18.7%Recommended max: 30%
Annual income needed$38,360To meet the 30% standard
Max affordable rent$1,538At 30% of $61,505
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Coffee County, TN

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Coffee County, TN
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$775$9,300$31,000$14.90/hr
1-Bedroom Apartment$780$9,360$31,200$15.00/hr
2-Bedroom ApartmentStandard Benchmark$959$11,508$38,360$18.44/hr
3-Bedroom Home$1,281$15,372$51,240$24.63/hr
4-Bedroom Home$1,363$16,356$54,520$26.21/hr

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Frequently Asked Questions About Rent in Coffee County, TN

What is the Fair Market Rent for a 2-bedroom in Coffee County, TN?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Coffee County, TN is $959 per month ($11,508 per year).

What hourly wage is needed to afford rent in Coffee County, TN?

To comfortably afford a 2-bedroom apartment at $959/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.44 per hour ($38,360/year).

What are the HUD Fair Market Rents by bedroom count in Coffee County, TN?

Official 2026 HUD rents in Coffee County, TN are: Studio: $775/mo, 1-Bedroom: $780/mo, 2-Bedroom: $959/mo, 3-Bedroom: $1,281/mo, and 4-Bedroom: $1,363/mo.

How do HUD Fair Market Rents compare to local incomes in Coffee County, TN?

At the local Census ACS median household income of $61,505/year ($5,125/month), the benchmark 2-bedroom Fair Market Rent represents 18.7% of monthly income.

How is the 30% housing affordability standard calculated in Coffee County, TN?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $959/month, the required minimum annual gross income is calculated as ($959 × 12) ÷ 0.30 = $38,360 per year.