Rental Benchmark Overview
2-Bedroom Benchmark Rent
$925$11,100 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cocke County, TN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cocke County, TN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $643 | $7,716 | $25,720 | $12.37/hr |
| 1-Bedroom Apartment | $742 | $8,904 | $29,680 | $14.27/hr |
| 2-Bedroom ApartmentStandard Benchmark | $925 | $11,100 | $37,000 | $17.79/hr |
| 3-Bedroom Home | $1,209 | $14,508 | $48,360 | $23.25/hr |
| 4-Bedroom Home | $1,225 | $14,700 | $49,000 | $23.56/hr |
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Frequently Asked Questions About Rent in Cocke County, TN
What is the Fair Market Rent for a 2-bedroom in Cocke County, TN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cocke County, TN is $925 per month ($11,100 per year).
What hourly wage is needed to afford rent in Cocke County, TN?
To comfortably afford a 2-bedroom apartment at $925/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.79 per hour ($37,000/year).
What are the HUD Fair Market Rents by bedroom count in Cocke County, TN?
Official 2026 HUD rents in Cocke County, TN are: Studio: $643/mo, 1-Bedroom: $742/mo, 2-Bedroom: $925/mo, 3-Bedroom: $1,209/mo, and 4-Bedroom: $1,225/mo.
How do HUD Fair Market Rents compare to local incomes in Cocke County, TN?
At the local Census ACS median household income of $48,016/year ($4,001/month), the benchmark 2-bedroom Fair Market Rent represents 23.1% of monthly income.
How is the 30% housing affordability standard calculated in Cocke County, TN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $925/month, the required minimum annual gross income is calculated as ($925 × 12) ÷ 0.30 = $37,000 per year.