Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,136$13,632 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Clay County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Clay County, TX
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $831 | $9,972 | $33,240 | $15.98/hr |
| 1-Bedroom Apartment | $925 | $11,100 | $37,000 | $17.79/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,136 | $13,632 | $45,440 | $21.85/hr |
| 3-Bedroom Home | $1,553 | $18,636 | $62,120 | $29.87/hr |
| 4-Bedroom Home | $1,759 | $21,108 | $70,360 | $33.83/hr |
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Frequently Asked Questions About Rent in Clay County, TX
What is the Fair Market Rent for a 2-bedroom in Clay County, TX?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Clay County, TX is $1,136 per month ($13,632 per year).
What hourly wage is needed to afford rent in Clay County, TX?
To comfortably afford a 2-bedroom apartment at $1,136/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.85 per hour ($45,440/year).
What are the HUD Fair Market Rents by bedroom count in Clay County, TX?
Official 2026 HUD rents in Clay County, TX are: Studio: $831/mo, 1-Bedroom: $925/mo, 2-Bedroom: $1,136/mo, 3-Bedroom: $1,553/mo, and 4-Bedroom: $1,759/mo.
How do HUD Fair Market Rents compare to local incomes in Clay County, TX?
At the local Census ACS median household income of $80,114/year ($6,676/month), the benchmark 2-bedroom Fair Market Rent represents 17% of monthly income.
How is the 30% housing affordability standard calculated in Clay County, TX?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,136/month, the required minimum annual gross income is calculated as ($1,136 × 12) ÷ 0.30 = $45,440 per year.