Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,658$19,896 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Clay County, FL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Clay County, FL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,355 | $16,260 | $54,200 | $26.06/hr |
| 1-Bedroom Apartment | $1,382 | $16,584 | $55,280 | $26.58/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,658 | $19,896 | $66,320 | $31.88/hr |
| 3-Bedroom Home | $2,043 | $24,516 | $81,720 | $39.29/hr |
| 4-Bedroom Home | $2,561 | $30,732 | $102,440 | $49.25/hr |
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Frequently Asked Questions About Rent in Clay County, FL
What is the Fair Market Rent for a 2-bedroom in Clay County, FL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Clay County, FL is $1,658 per month ($19,896 per year).
What hourly wage is needed to afford rent in Clay County, FL?
To comfortably afford a 2-bedroom apartment at $1,658/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $31.88 per hour ($66,320/year).
What are the HUD Fair Market Rents by bedroom count in Clay County, FL?
Official 2026 HUD rents in Clay County, FL are: Studio: $1,355/mo, 1-Bedroom: $1,382/mo, 2-Bedroom: $1,658/mo, 3-Bedroom: $2,043/mo, and 4-Bedroom: $2,561/mo.
How do HUD Fair Market Rents compare to local incomes in Clay County, FL?
At the local Census ACS median household income of $87,820/year ($7,318/month), the benchmark 2-bedroom Fair Market Rent represents 22.7% of monthly income.
How is the 30% housing affordability standard calculated in Clay County, FL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,658/month, the required minimum annual gross income is calculated as ($1,658 × 12) ÷ 0.30 = $66,320 per year.