Illinois · HUD FY2026 Fair Market Rents

Rent in Christian County, IL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Christian County, IL is $974 per month ($11,688/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $18.73/hour ($38,960/year) for a full-time worker, representing 18.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$974$11,688 per year · HUD Fiscal Year 2026
Studio FMR$672$13/hr needed
1-Bedroom FMR$742$14/hr needed
Housing Wage (2-BR)$18.73per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,168$22/hr needed

Fair market rent & 30% rule in Christian County, IL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$974Monthly market rent
Share of gross income18.7%Recommended max: 30%
Annual income needed$38,960To meet the 30% standard
Max affordable rent$1,565At 30% of $62,611
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Christian County, IL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Christian County, IL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$672$8,064$26,880$12.92/hr
1-Bedroom Apartment$742$8,904$29,680$14.27/hr
2-Bedroom ApartmentStandard Benchmark$974$11,688$38,960$18.73/hr
3-Bedroom Home$1,168$14,016$46,720$22.46/hr
4-Bedroom Home$1,418$17,016$56,720$27.27/hr

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Frequently Asked Questions About Rent in Christian County, IL

What is the Fair Market Rent for a 2-bedroom in Christian County, IL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Christian County, IL is $974 per month ($11,688 per year).

What hourly wage is needed to afford rent in Christian County, IL?

To comfortably afford a 2-bedroom apartment at $974/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.73 per hour ($38,960/year).

What are the HUD Fair Market Rents by bedroom count in Christian County, IL?

Official 2026 HUD rents in Christian County, IL are: Studio: $672/mo, 1-Bedroom: $742/mo, 2-Bedroom: $974/mo, 3-Bedroom: $1,168/mo, and 4-Bedroom: $1,418/mo.

How do HUD Fair Market Rents compare to local incomes in Christian County, IL?

At the local Census ACS median household income of $62,611/year ($5,218/month), the benchmark 2-bedroom Fair Market Rent represents 18.7% of monthly income.

How is the 30% housing affordability standard calculated in Christian County, IL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $974/month, the required minimum annual gross income is calculated as ($974 × 12) ÷ 0.30 = $38,960 per year.