Rental Benchmark Overview
2-Bedroom Benchmark Rent
$984$11,808 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cherokee County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cherokee County, TX
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $751 | $9,012 | $30,040 | $14.44/hr |
| 1-Bedroom Apartment | $756 | $9,072 | $30,240 | $14.54/hr |
| 2-Bedroom ApartmentStandard Benchmark | $984 | $11,808 | $39,360 | $18.92/hr |
| 3-Bedroom Home | $1,362 | $16,344 | $54,480 | $26.19/hr |
| 4-Bedroom Home | $1,448 | $17,376 | $57,920 | $27.85/hr |
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Frequently Asked Questions About Rent in Cherokee County, TX
What is the Fair Market Rent for a 2-bedroom in Cherokee County, TX?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cherokee County, TX is $984 per month ($11,808 per year).
What hourly wage is needed to afford rent in Cherokee County, TX?
To comfortably afford a 2-bedroom apartment at $984/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.92 per hour ($39,360/year).
What are the HUD Fair Market Rents by bedroom count in Cherokee County, TX?
Official 2026 HUD rents in Cherokee County, TX are: Studio: $751/mo, 1-Bedroom: $756/mo, 2-Bedroom: $984/mo, 3-Bedroom: $1,362/mo, and 4-Bedroom: $1,448/mo.
How do HUD Fair Market Rents compare to local incomes in Cherokee County, TX?
At the local Census ACS median household income of $61,261/year ($5,105/month), the benchmark 2-bedroom Fair Market Rent represents 19.3% of monthly income.
How is the 30% housing affordability standard calculated in Cherokee County, TX?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $984/month, the required minimum annual gross income is calculated as ($984 × 12) ÷ 0.30 = $39,360 per year.