Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,054$12,648 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Carter County, OK
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Carter County, OK
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $776 | $9,312 | $31,040 | $14.92/hr |
| 1-Bedroom Apartment | $803 | $9,636 | $32,120 | $15.44/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,054 | $12,648 | $42,160 | $20.27/hr |
| 3-Bedroom Home | $1,324 | $15,888 | $52,960 | $25.46/hr |
| 4-Bedroom Home | $1,553 | $18,636 | $62,120 | $29.87/hr |
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Frequently Asked Questions About Rent in Carter County, OK
What is the Fair Market Rent for a 2-bedroom in Carter County, OK?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Carter County, OK is $1,054 per month ($12,648 per year).
What hourly wage is needed to afford rent in Carter County, OK?
To comfortably afford a 2-bedroom apartment at $1,054/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.27 per hour ($42,160/year).
What are the HUD Fair Market Rents by bedroom count in Carter County, OK?
Official 2026 HUD rents in Carter County, OK are: Studio: $776/mo, 1-Bedroom: $803/mo, 2-Bedroom: $1,054/mo, 3-Bedroom: $1,324/mo, and 4-Bedroom: $1,553/mo.
How do HUD Fair Market Rents compare to local incomes in Carter County, OK?
At the local Census ACS median household income of $60,723/year ($5,060/month), the benchmark 2-bedroom Fair Market Rent represents 20.8% of monthly income.
How is the 30% housing affordability standard calculated in Carter County, OK?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,054/month, the required minimum annual gross income is calculated as ($1,054 × 12) ÷ 0.30 = $42,160 per year.